Employee Benefits

When you join TRAX, you will gain a comprehensive set of benefits that provides coverage for you and your loved ones.

At TRAX, our success depends on our most important asset — our people. We recognize the vital role your benefits play in helping you live a healthy, happy, and productive life at home and at work.
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Toward that end, TRAX offers a valuable and comprehensive benefits package designed to advance your overall physical, financial, and emotional well-being. From medical, dental, and vision insurance to life insurance, disability insurance, and retirement savings, your TRAX benefit options can help you thrive at work, at home, and in your community — both today and tomorrow! Benefits are available to most eligible employees on the first day of the month after your date of hire and are listed below.

TRAX also offers a generous paid time off benefit and 11 standard company holidays — New Year’s Day, Martin Luther King Day, President’s Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day — to help our employees achieve a healthy work-life balance.

Medical Plans

Comprehensive coverage for you and your family with multiple health plan options to choose from, including a plan that is compatible with a health savings account (HSA).

Dental Plans

Choose from two dental plan options that provide preventive, diagnostic, restorative, and orthodontia care. Both plans offer orthodontia services, one for children only and one for both adults and children.

Vision Plans

Choose to participate in a national vision service plan.

Health Savings Account and Health Care Flexible Spending Account

Make pre-tax contributions and obtain reimbursement for eligible medical, dental, vision, and pharmacy expenses.

Dependent Care Flexible Spending Account

Make pre-tax contributions and obtain reimbursement for dependent child or adult care expenses.

Basic Life Insurance

Coverage is available for employees.

Supplemental Life Insurance

Coverage is available for you, your spouse, and your children.

Accidental Death and Dismemberment (AD&D) Insurance

Basic AD&D coverage is available for employees. Voluntary AD&D coverage is available for you, your spouse and your children.

Disability Insurance Program

Two disability plans are available for short and long term. Both provide financial protection for you and your family if you are unable to work because of a medical condition, including pregnancy.

Retirement and Savings

The TRAX 401(k) plan can help make your journey to retirement a little easier.

◦ Ability to contribute as an employee on the following dates closest to your hire date: October 1, January 1, April 1, or July 1
◦ TRAX may make matching contributions
◦ Pre-tax and/or Roth 401(k) contributions
◦ Both passive and active investment options from a wide selection of fund choices
◦ Investment advice services

Additional Benefits Offered

Additional benefits available for you.

◦ Accident Insurance
◦ Critical Illness Insurance
◦ Hospital Indemnity Insurance
◦ Identity Theft Protection
◦ Legal Services Plan
◦ Employee Assistance Program

In 2020, the Department of Health and Human Services (HHS), the Department of Labor, and the Department of the Treasury (“the Departments”) finalized the “Transparency in Coverage” Rule, which requires health insurers and group health plans, including self-funded plans, to provide cost-sharing data to consumers through machine-readable files. The link below leads to the machine-readable files that are made available including negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. Learn More